When a crash upends your life, you need attorneys prepared to take on insurance companies and fight for every dollar you deserve. We represent injured drivers, passengers, cyclists, pedestrians, and families of crash victims across Iowa, Minnesota, and nationwide.
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At Hixson & Brown, P.C., our attorneys represent drivers, passengers, motorcyclists, bicyclists, and pedestrians who have been seriously injured — and families who have lost a loved one — in motor vehicle accidents caused by another party’s negligence. We handle cases in Iowa, Minnesota, and across the country through our co-counsel partnership with Trial Lawyers for Justice.
Insurance companies begin working to limit their exposure the moment a crash is reported. Evidence disappears. Witness recollections fade. Black box and ELD data in truck cases can be overwritten within days. Having experienced legal representation immediately after a serious collision — not weeks later — can make a decisive difference in what you recover.
We handle all motor vehicle accident cases on a contingency fee basis. There are no upfront costs, no hourly charges, and no attorney fees unless we recover compensation for you.
Insurance adjusters are trained to minimize payouts — often contacting injured victims within hours of a crash to obtain recorded statements and settle claims before the full extent of injuries is known. Common ways insurers undervalue or deny claims:
Fatal motor vehicle crashes on U.S. roads each year
Iowa statute of limitations for most injury claims (shorter for some cases)
On economic damages in Iowa motor vehicle accident cases
Our attorneys represent seriously injured clients across the full spectrum of motor vehicle collision claims — from rear-end crashes to catastrophic commercial truck accidents. Each case is handled with the resources and preparation required to go to trial if necessary.
Rear-End Collisions
One of the most common crash types in Iowa. Even moderate-speed rear-end impacts can cause serious cervical spine injuries, herniated discs, traumatic brain injuries, and soft tissue damage that may not be immediately apparent — and that can worsen significantly without proper treatment.
Head-On & High-Speed Collisions
Head-on crashes are among the most fatal collision types, combining the full speed of both vehicles at impact. Survivors often face traumatic brain injuries, spinal cord injuries, multiple fractures, internal bleeding, and permanent disability requiring lifetime care.
Intersection & T-Bone Accidents
Caused by failure to yield, running red lights, or improper turns. Side-impact collisions provide little structural protection and frequently result in serious injuries to occupants on the struck side of the vehicle.
Drunk & Impaired Driving Accidents
When a driver's impairment causes a serious crash, both civil and criminal liability may apply. Iowa law allows for punitive damages in appropriate cases of egregious misconduct — such as a repeat drunk driver or someone with a significantly elevated blood alcohol level.
Distracted & Texting While Driving Accidents
Distracted driving — including phone use, texting, eating, or adjusting in-vehicle technology — is a leading cause of preventable crashes. Cell phone records and vehicle data can be critical evidence in establishing fault.
Hit-and-Run Accidents
Even when the at-fault driver flees, legal options remain. Iowa requires insurers to offer uninsured motorist (UM) coverage, which may compensate you when the responsible driver cannot be identified or located. We help injured victims navigate UM claims and any available law enforcement investigation.
Federal Trucking Regulations & FMCSA Violations
Commercial truck accidents are governed by a separate body of federal law — including Federal Motor Carrier Safety Administration (FMCSA) regulations controlling driver hours-of-service, vehicle maintenance, cargo loading procedures, and commercial driver licensing (CDL) requirements. When these regulations are violated and a crash results, trucking companies and their insurers bear significant liability.
Time-Sensitive Evidence in Truck Cases
Truck accident cases involve unique evidence that can disappear rapidly: electronic logging device (ELD) data showing hours driven, onboard forward-facing and interior camera footage, vehicle inspection and maintenance records, driver qualification and background files, and cargo manifests. In many cases this evidence can be overwritten or destroyed within days. Retaining legal counsel immediately after a serious truck crash is essential to preserving it.
Multiple Potentially Liable Parties
Unlike car accident cases, commercial truck crashes frequently involve several parties who may share liability: the truck driver, the trucking company, the cargo loader or shipper, the vehicle manufacturer (in cases of mechanical failure), and others. Our attorneys investigate every avenue of liability to maximize your recovery.
Semi-Truck, Tractor-Trailer & 18-Wheeler Accidents
Vehicles weighing 80,000 pounds or more cause catastrophic damage in collisions with passenger vehicles. These cases require experienced counsel who understands both the medicine and the law — including the complex insurance structures common in commercial trucking.
The Vulnerability of Motorcyclists
Motorcyclists have none of the structural protection afforded to occupants of enclosed vehicles. Collisions that would result in minor property damage in a car crash can be fatal or catastrophically injurious to a rider. Common motorcycle accident injuries include traumatic brain injuries, spinal cord injuries, severe road rash, and multiple bone fractures.
Bias Against Motorcyclists
A persistent and unfair assumption exists among some jurors and insurance adjusters that motorcycle accidents are the rider's fault. Our attorneys build strong factual records using accident reconstruction, witness testimony, and physical evidence to counter this bias and accurately establish how the crash occurred.
Fatal Motorcycle Collisions
When a motorcyclist is killed due to another driver's negligence, surviving family members may pursue a wrongful death claim. Iowa law allows spouses, children, and parents to recover compensation for the financial support, companionship, and care they have lost.
Pedestrians Struck by Vehicles
Pedestrians struck by motor vehicles suffer some of the most severe injuries in traffic crashes — including traumatic brain injuries, pelvic fractures, spinal cord damage, and internal organ injuries. Many victims face lengthy hospitalizations and rehabilitation, with permanent impairment in serious cases.
Bicycle Accidents
Cyclists struck by negligent drivers are entitled to the same rights and compensation as any other crash victim. We represent injured cyclists whose crashes resulted from driver inattention, failure to yield, dooring incidents, and road design failures, as well as cases involving defective bicycle equipment.
Crosswalk & Right-of-Way Accidents
Iowa law provides pedestrians with the right of way in marked and unmarked crosswalks. Drivers who fail to yield and strike a pedestrian in a crosswalk face clear liability. We build evidence-based cases to counter any attempt to assign fault to the injured pedestrian.
Representing Families After Fatal Crashes
When a loved one is killed in a motor vehicle accident caused by another's negligence, Iowa law allows surviving family members — including spouses, children, and parents — to pursue a wrongful death claim. We represent families at the most devastating time of their lives, handling the legal process with care so they can focus on grieving.
What Families Can Recover
Wrongful death damages in Iowa include funeral and burial expenses, the medical costs incurred before death, the financial support the deceased would have provided over their lifetime, and the loss of companionship, comfort, and consortium. There is no cap on economic damages in Iowa wrongful death cases arising from motor vehicle accidents.
Establishing Liability After a Fatal Crash
These cases require thorough accident reconstruction, analysis of crash data, preservation of physical evidence, and expert testimony. Our attorneys have experience building the complete factual record needed to establish liability and present the full scope of a family's losses at trial or in settlement.
The Two-Year Deadline
Iowa's wrongful death statute of limitations runs two years from the date of death (Iowa Code § 614.1(2)). Prompt action is important — not only to meet the legal deadline, but to preserve evidence and secure witness testimony before it is lost.
We also handle cases involving drunk driver accidents, commercial vehicle accidents (delivery trucks, company vehicles), and collisions caused by road design defects or hazardous conditions.
Our firm is based in West Des Moines, Iowa, but we handle serious motor vehicle accident cases in multiple states and nationwide through our co-counsel relationship with Trial Lawyers for Justice (TL4J). Motor vehicle accident laws vary meaningfully by state — including differences in statutes of limitations, comparative fault rules, insurance minimums, and damage caps. Our experience in multi-state litigation means we understand these differences and can guide clients wherever they need representation.
For complex commercial truck cases involving carriers operating across state lines, or fatal crash cases requiring extensive expert resources, our TL4J partnership provides significant additional depth. We have access to a national network of accident reconstruction specialists, biomechanical engineers, life care planners, and economic experts to build and present your case at its strongest.
Iowa’s legal framework for motor vehicle accident claims includes critical rules on filing deadlines, how fault is allocated when both parties share some responsibility, and what categories of compensation you can pursue. These rules apply to Iowa cases — other states have different requirements.
In Iowa, personal injury claims arising from motor vehicle accidents must be filed within two years from the date of the accident (Iowa Code § 614.1(2)). Wrongful death claims also carry a two-year deadline, running from the date of death rather than the date of the crash if those differ.
Government vehicle exception — critical deadline: If the at-fault vehicle was owned or operated by a state or local government entity — a state patrol vehicle, city bus, county maintenance truck, or similar — a formal notice of claim may be required within 60 days of the incident under the Iowa Tort Claims Act. Missing this short deadline can permanently bar your claim, regardless of how strong it is on the merits.
Injured minors: Iowa generally allows injured minors until two years after reaching age 18 to file, subject to certain exceptions. If a child was injured in a crash, contact an attorney promptly — the rules can be nuanced.
Because evidence and witness memories degrade quickly after any crash, contacting an attorney as soon as possible — not just within the two-year window — is always the right call.
Iowa follows a modified comparative fault system under Iowa Code § 668.3. This means you can recover compensation even if you contributed to the accident — but your recovery is reduced by your percentage of fault.
The 51% bar: If you are found to be 51% or more at fault, you are barred from recovering any compensation. If you are 50% or less at fault, your damages are reduced proportionally. For example, if your damages total $300,000 and you are found to be 20% at fault, you recover $240,000.
Insurance companies and defense attorneys regularly attempt to inflate the injured party's share of fault through recorded statements, selective evidence presentation, and accident reconstruction hired specifically to assign more blame to the victim. An experienced attorney can counter these tactics with independent reconstruction, witness development, and thorough evidence preservation.
Multiple-vehicle crashes: In accidents involving more than two parties, fault percentages are assessed across all parties, and each liable party is responsible for their proportionate share of damages. Our attorneys have experience untangling complex multi-party crash cases.
Iowa does not cap economic damages in motor vehicle accident cases. There is no legal limit on what you can recover for medical expenses, lost wages, future care costs, and other financial losses — no matter how large those amounts are.
Economic damages you can pursue include: past and future medical expenses (emergency care, surgery, hospitalization, physical therapy, chiropractic, future treatment); past and future lost wages and diminished earning capacity; property damage (vehicle repair or replacement); and the cost of in-home care or assistance if your injuries require it.
Non-economic damages — including pain and suffering, emotional distress, loss of enjoyment of life, and loss of consortium — are also uncapped in Iowa motor vehicle cases. This is an important distinction from Iowa's medical malpractice framework, which imposes specific non-economic damage caps under 2023 legislation.
Punitive damages may be available when the at-fault party's conduct was particularly egregious — such as a repeat drunk driver, a driver who fled the scene and caused a fatality, or a trucking company that knowingly allowed an unqualified or hours-fatigued driver to operate a commercial vehicle.
Your first priority is medical care — even if you feel relatively uninjured at the scene. Adrenaline masks pain, and serious conditions like traumatic brain injuries, internal bleeding, and spinal injuries often do not present clear symptoms immediately. Seek medical evaluation as soon as possible and follow all physician recommendations. The medical records created are also critical evidence in your case.
If you are physically able: call 911 and remain at the scene, take photographs of vehicle positions, damage, skid marks, road conditions, traffic signals, and your injuries, collect the names and contact information of all witnesses, and obtain a copy of the police report. Do not give a recorded statement to any insurance company — including your own — without first speaking to an attorney. Adjusters use these statements to undermine claims.
Liability in a motor vehicle accident is established through evidence — not simply through what the police report says or what each driver claims. Our attorneys investigate crashes by gathering physical evidence from the scene, obtaining traffic camera and business surveillance footage, reviewing cell phone records, analyzing vehicle black box (EDR) data, and retaining accident reconstruction experts when needed.
Iowa follows modified comparative fault, meaning that even if you share some responsibility for the crash, you may still recover if you are 50% or less at fault. Your recovery is reduced by your percentage of fault. This is why having an attorney who builds a thorough factual record — rather than accepting the initial fault allocation assigned by an insurance adjuster — matters so much to the final outcome of your case.
If the at-fault driver had no insurance or insufficient insurance to cover your losses, you may be able to recover through your own uninsured motorist (UM) or underinsured motorist (UIM) coverage. Iowa law requires insurers to offer this coverage to policyholders, though you are not required to carry it. If you have UM/UIM coverage, your own insurer steps in to cover the gap — but it will still attempt to minimize what it pays.
Our attorneys will review all available insurance policies — your auto policy, any umbrella policy, policies held by family members in your household, and the at-fault driver's policy — to identify every potential source of compensation. In commercial vehicle cases, additional layers of insurance coverage are often available beyond what is initially apparent.
Insurance companies typically pay after a formal settlement agreement is reached or after a court verdict is issued. The timeline varies significantly depending on the severity of injuries, the clarity of liability, the complexity of the case, and whether the insurer contests the claim. Some straightforward cases settle in months; complex cases involving serious injuries or disputed fault may take a year or more.
Insurers may delay payment, request extensive documentation, or deny claims outright as a negotiating tactic. They are also most likely to offer their lowest settlements early, before the full extent of your injuries and long-term needs is known. An experienced attorney can manage this process, respond to insurer tactics, and ensure you are not pressured into accepting inadequate compensation before your medical situation has stabilized.
The value of a motor vehicle accident case depends on several factors: the severity and permanence of your injuries, your total past and future medical expenses, lost wages and diminished earning capacity, the degree to which the accident has affected your quality of life, the clarity of the other party's fault, and the applicable insurance coverage. There is no standard formula.
Cases involving catastrophic injuries — traumatic brain injuries, spinal cord damage, or injuries requiring long-term care — generally carry significantly higher values because future medical costs and lost earning capacity can be substantial. In fatal accident cases, lifetime financial support and loss of consortium are also major components of the damages calculation. Our attorneys work with medical experts, life care planners, and economic specialists to fully quantify your losses before any settlement discussion begins.
At Hixson & Brown, P.C., we handle motor vehicle accident cases on a contingency fee basis. There are no upfront costs, no hourly fees, and no charge for your initial consultation. You pay attorney fees only if we successfully recover compensation on your behalf — and only as a percentage of that recovery.
This arrangement ensures that every seriously injured person has access to experienced legal representation regardless of their financial situation. It also aligns our incentives directly with yours: we are motivated to recover the maximum possible compensation because our fee depends on it.
The information on this website is for general informational purposes only and is not intended as legal advice. You should consult a qualified attorney regarding your specific situation.
Contacting Hixson & Brown, P.C. by phone, email, or contact form does not create an attorney-client relationship. Such a relationship is only established through a signed engagement letter.
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Every case is different. Prior results do not guarantee a similar outcome in your case.
Questions? Call (515) 222-2620